oath.
FOR THE PLACE YOU CALL HOME

Your renovation.
Your money.
Your say.

Agree on the work. Set the money aside. Release payments as you and your contractor approve each milestone.

Meet Oath
Attorney-held escrow. Shared payment approval.
A homeowner and contractor reviewing renovation plans together in a sunlit kitchen
GOOD WORK STARTS WITH UNDERSTANDING.
A plan you both believe in.Clear milestones. Agreed payments.
THE IDEA IS SIMPLE

Fund the project.
Pay for agreed progress.

You fundThe agreed project amount
Attorney-held escrowUnder your project agreement
You both approveThe agreed payment is released
A LITTLE CLARITY BEFORE YOU BUILD

Meet the middle
ground.

Renovating your home asks a lot of you. Paying for it should come with a clear plan.

With attorney-held escrow, Oath gives you and your contractor one place to agree, follow progress, and approve payments together.

THE OATH GUIDE

Oath, explained.

What Oath does. How your money moves. What you and your contractor can expect.

YOUR HOME IS PERSONAL. SO IS YOUR PEACE OF MIND.

You should be planning your kitchen.
Not worrying about your deposit.

A big payment upfront. Work that stalls. Another request for money before the last step is finished. These are real concerns—even when your contractor comes recommended.

01 / THE UPFRONT PAYMENT

“What happens to my money after I send it?”

Once a deposit goes directly to a contractor, you may have little visibility into where it goes. With Oath, funds stay held until you both authorize the agreed payment.

02 / THE UNFINISHED WORK

“I’ve paid most of the price. The job isn’t done.”

Agree on smaller, defined milestones—including the final details—so payment follows the terms you set together.

03 / THE CHANGING STORY

“That isn’t what we agreed to.”

Keep the original scope, changes, photos, and payment decisions in one place. You can both come back to the same record.

Start with a say in the money you haven’t released. Chasing money after a job goes wrong can mean more time, expense, and uncertainty. Oath puts shared approval into the process from the start.

FROM THE FIRST AGREEMENT TO THE FINAL DETAIL

Four steps. A clearer project.

Everyone knows what’s been agreed, what’s happening now, and what comes next.

01

Make a plan together.

Invite your contractor. Agree on the scope, milestones, payment amounts, and the project agreement.

02

Put the funds in place.

Fund the agreed project. Your contractor can see the commitment; funding does not mean they have been paid.

03

Follow the progress.

Keep photos, invoices, and questions with the work. Your contractor requests payment for an agreed milestone.

04

Approve the payment.

Review the request and agree on the release. Both parties’ approval is needed for an ordinary payment.

WHAT THAT LOOKS LIKE IN REAL LIFE

A new kitchen.
One milestone at a time.

From the first material order to the final walkthrough, give every payment a clear purpose. See how you agree, review, and approve along the way.

FROM FIRST PLANS TO FINISHING TOUCHES

A clear plan, before work begins.

You and your contractor agree on the work, each milestone’s price, and what completion means.

YOUR KITCHEN RENOVATIONAGREE

Your milestone plan

Six clear steps, from the first order to the final detail.

01Materials & ordering
$6,000
02Demolition & preparation
$4,000
03Plumbing & electrical
$7,000
04Cabinet installation
$8,000
05Counters & backsplash
$9,000
06Final walkthrough
$6,000
Project funds$40,000
Agreed by both parties
Illustrative amounts · 3% Oath fee added when funding
A CLOSER LOOK

From “work complete” to “payment approved.”

See what to review, where to ask questions, and how you and your contractor approve an agreed payment together.

THE OATH GUIDE

Your first milestone.

A practical guide to reviewing a payment request.

BECAUSE PROJECTS HAVE MOVING PARTS

Room for change.
A record of what matters.

Changed your mind?
Change the plan together.

New tile. Added work. A different timeline. Review the scope and cost of a change order before you both approve it.

CHANGE ORDER · EXAMPLEUpgrade backsplash tile
HomeownerContractor
Both approvals make it part of the plan.

One project.
Everything in context.

Keep the agreement, progress photos, invoices, and conversations together, with a history of requests and decisions.

Project agreementAgreed
Progress photosShared
Milestone conversationIn context
CLEAR FROM THE FIRST DOLLAR

Free to join.
A clear 3% when you fund.

Create your account at no cost. When you add project funds, the Oath protection fee is 3% of that amount—paid together in one funding total.

  • Attorney-held escrow until an agreed release
  • Shared milestones and payment approvals
  • Change orders, documents, and project history
ONE SIMPLE FUNDING BREAKDOWN
3%

Oath protection fee

Project funds
$10,000
Oath fee · 3%
$300
Total to fund
$10,300

The full $10,000 remains project funds. The $300 fee is added on top. Additional funds for approved change orders carry the same 3% fee.

BEFORE YOU GET STARTED

Good questions.
Clear answers.

The details matter. Here’s how Oath works.

Who holds my project funds?

Project funds are held in attorney-held escrow under your signed escrow agreement. The agreement identifies the escrow holder and sets the conditions for releases, refunds, and disputes. Ordinary payments and refunds require both parties’ consent.

Do I have to find my contractor through Oath?

No. Oath is designed for the contractor you choose. Either of you can start a project and invite the other to agree on the work and payment milestones.

Is funding my project the same as paying my contractor?

No. Funding places project money into attorney-held escrow under your escrow agreement. Ordinary payments to the contractor require both parties’ consent. Depositing funds does not authorize the contractor to withdraw them at will.

What about deposits and materials?

Include materials or an agreed advance as a specific milestone. Both parties agree on its amount, purpose, and release conditions before authorizing payment. Milestones can also reflect daily or weekly work where appropriate.

What if the scope or price changes?

Either party can propose a change order. Review the revised work, price, and schedule together. It becomes part of the agreed plan only after both parties accept it.

What happens if we disagree?

Start by asking questions and documenting the issue in your project. Asking for clarification is different from opening a formal dispute. Disputed funds remain held under your project agreement pending resolution or court instructions. Oath does not decide whether construction work meets your contract. Your agreement explains the dispute process.

Can I get unused funds back?

Ordinary refunds, like ordinary payments, require agreement from both parties. Your project agreement describes the refund and dispute procedures.

Can I manage more than one contractor?

Yes. Keep each contractor’s scope, milestones, and approvals organized within your larger project.

What does Oath cost?

Creating an account is free. The Oath protection fee is 3% of the project funds you add, including additional funds for approved change orders. It is added to your funding total: $10,000 in project funds plus a $300 Oath fee equals $10,300. You see the breakdown before funding.

YOUR HOME. YOUR NEXT CHAPTER.

Start with a shared plan.
Build with understanding.

Your next project starts with a free account.

Free to sign up. The 3% fee applies when you fund a project.